Protect Your Loved Ones If You Are Unable To Do So

Life Insurance may well be one of the largest assets within an estate – whether it is owned by an individual, a business, or part of overall estate planning. That being said, it is an asset that is generally not evaluated, reviewed, or appraised on a consistent and customized basis. Your Life Insurance may provide funds to:

  • Help take care of your loved ones’ needs when you are no longer here
  • Pay for the education of your children and grandchildren 
  • Pay of your mortgage and other debts
  • Leave a legacy
  • Attract and retain key employees
  • Protect your business
  • Supplement your retirement income
  • Offer emergency cash

Like any other asset, it is important to periodically monitor whether your life insurance continues to meet your needs. Life continually changes – marriage, divorce, death, children are born and grow up, with moves and job changes along the way.

Lifestyles change and health changes. Financial situations change and goals change. In addition, because life insurance is a financial asset, its performance may fluctuate and should be monitored to make sure it continues to meet your changing needs.


What is Included in the Review?

  • Review of your current objectives and needs
  • Summary and analysis of existing in-force policy(ies)
  • Illustration and review of alternatives
  • Optional assessment of current medical underwriting
  • Review of policy ownership and beneficiary designations as needed
  • Ratings of the insurance companies